MyBudget

Finally know where your money actually goes.

MyBudget is a South African personal finance app that combines receipt scanning, budget tracking, and spending insights in one place β€” so you spend less time on spreadsheets and more time making better decisions.

What MyBudget does

MyBudget is built around the idea that tracking your spending should take seconds, not minutes. From scanning a grocery receipt to splitting a dinner bill, every feature is designed to reduce friction.

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Receipt scanning

Photograph any receipt. AI reads every line item and adds them as categorised transactions automatically. Edit or correct anything before saving.

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Budget tracking

Set spending limits per category. Watch your progress in real time β€” budgets include transactions, scanned items, and debit orders so the total is always accurate.

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Price comparison

See which stores are cheapest for the items you buy regularly, based on your own receipt history.

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Household sharing

Share a space with flatmates or family to track joint expenses while keeping personal spending private.

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Split bills & events

Assign receipt line items to people by percentage or quantity. Track events like trips and dinners, and send payment reminders straight to WhatsApp.

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Fuel tracker

Log fill-ups and track fuel economy over time. Charts show km/L trends per vehicle, with trip split support for passengers.

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Spending map

A map of every store you have visited, built from your receipt scan locations.

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Income and debit orders

Track your salary and fixed monthly costs so your "available to spend" figure is always accurate.

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Full cross-device sync

Everything β€” transactions, receipts, budgets, fuel, splits, meals, events, and debts β€” syncs across all your devices automatically when signed in.

See it in action

Every screen shows real data β€” no mockups. Swipe to explore.

Budget Overview tab
OverviewIncome, expenses, debit orders, savings goal and available balance β€” all on one screen.
Receipt line items
Receipt scanningAI extracts every line item. Review, edit, and split before saving.
Budget categories
BudgetsProgress bars per category. Turns amber near the limit, red when over.
Transactions list
TransactionsEvery purchase grouped by date, with store, amount, and source badge.
Split bills detail
Split billsAssign receipt items to people by percentage or quantity. Track who owes what.
Fuel tracker
Fuel trackerFill-up history, price-per-litre trend, and fuel economy charts.
Insights hub
InsightsPrice comparison, split bills, meals, fuel, events, and debts β€” all in one hub.
Monthly history
Monthly historyMonth-by-month breakdown of income, expenses, and debit orders with cash flow chart.
Price comparison
Price comparisonSame item across stores and dates β€” built from your own receipt history.
Store map
Store mapEvery merchant you've visited, pinned on a map with visit counts and spend totals.
Read full documentation β†’

Why this app was built

MyBudget was built out of a very specific frustration: most budgeting apps assume you have the patience to manually enter every transaction, every day. In reality, nobody does.

The result is that most people start tracking their spending, fall behind for a few days, and give up β€” left with a vague sense that "money is going somewhere" but no clear picture of where.

"I built this because I wanted an app that does the work for me. Scan a receipt, done. Import a statement, done. Not an app I have to feed manually every day just to get the basics right."

There is also a South African angle. Most budgeting apps are designed for US or UK users β€” they do not understand Rand amounts, local banks like Standard Bank and FNB, or South African stores like Checkers, Pick n Pay, and Woolworths. MyBudget is built specifically for South African users and the realities of managing money in South Africa.

Who it is for

πŸ‡ΏπŸ‡¦ Students A limited budget with irregular income makes seeing the full picture even more important. MyBudget keeps it simple enough to stick with.
πŸ‡ΏπŸ‡¦ Young professionals First salary, first real expenses, first time figuring out where it all goes. MyBudget gives you a clear starting point without a finance degree.
πŸ‡ΏπŸ‡¦ Households Flatmates and couples who share costs benefit from the Household feature β€” shared visibility without shared personal finances.
πŸ‡ΏπŸ‡¦ Anyone who shops at SA retailers Price comparison across Checkers, Pick n Pay, Woolworths, Spar, and more β€” built from your own receipt history, not generic data.

What the app is not

Documentation

Full guide to every tab, workflow, and feature β€” including receipt scanning, budgets, and the spending map.

Read docs

Support

Having a problem or need help with a specific feature? Email our support team.

Get support

Suggestions

Have an idea for a feature or an improvement? We read every suggestion and prioritise by user impact.

Submit a suggestion

Privacy & legal

How your data is used, what permissions the app needs, and your rights as a user. Includes full Privacy Policy, Terms of Service, and a plain-language Data & Permissions guide.

Read legal docs